What is a Wind Mitigation Inspection?
The ‘Wind Mitigation Verification Form” is unique to Florida and allows for flood insurance discounts or credits when a house has taken steps to minimize storm damage. It is a voluntary program but must be accepted by the insurance underwriter when submitted. The discounts, if eligible, are good for up to five years and the discounts can be significant. Dwellings eligible for a discount include single-family homes, condominium units, and condominium buildings.
In order for a homeowner or homebuyer to qualify, a Wind Mitigation Form must be completed by a recognized professional who follows a protocol by filling out the form with appropriate pictures.
These are some of the areas the Wind Form addresses: